Credit risk expert

The credit risk analyst ensures that the appropriate credit risk is taken by assessing the financial strength of the counterparties and recommending credit risk limits. The role includes in-depth analysis of the creditworthiness of a diverse portfolio of large corporate and SME institutions. The Credit Risk Analyst is responsible for the entire process from the initiation of the proposal, through the assessment of credit risk, to the setting of credit risk limits and the ongoing monitoring of a portfolio. By joining the organisation, the right candidate will actively participate and contribute to the successful development of MET Group.

• Assessing the risk and financial strength of partners by carrying out qualitative and quantitative analyses.
• Perform credit risk analyses to determine the acceptable level of credit risk exposure. Providing clear and concise credit recommendations to decision makers.
• Monitoring credit risk exposure and utilisation of credit risk limits. Anticipate and actively remedy credit risk breaches by proposing and implementing action plans.
• Proposing collateral (incoming and outgoing), such as corporate guarantees, bank guarantees, credit insurance, cash deposits and advances or any other collateral.
• Management of credit insurance contracts. Ensure that insurance limits are up to date and premiums are calculated accurately. Provide reporting required for monthly returns.
• Active liaison with Front, Middle, Back Office and other support functions. Develop key interactions with colleagues and industry peers.
• Assist in the preparation of daily, weekly and monthly reports