Strategic Finance Associate

Our secret sauce is leasing. By providing a subscription alternative, we're cracking open a staid old market and bringing real change to consumers, businesses, and the environment. Less waste, better value. We’re serious—Raylo is here to lead the change in consumption of consumer technology. Less waste, better value. We’re serious - we want to lead the change in consumption of consumer technology.

• We are an organically collaborative and dynamic team

• We embrace innovation, seek out challenges and always aim for excellence

• We take intelligent risks, celebrate our wins, and learn from our mistakes

• We help each other by listening, challenging thought and continually improving

• We live our mission, walk in our customers’ shoes, focus and execute, and are a curious and gritty bunch

We are entering an exciting inflection point in our journey at Raylo as we approach a key fundraising milestone that will rapidly propel our growth. As a complex business with enormous potential, particularly within our high-performing finance function, Raylo is seeking a highly driven Strategic Finance Associate to join our expanding strategic finance team. Reporting directly to the Senior Strategic Finance Manager and with direct exposure to senior leadership, this high-impact role is integral to supporting Raylo’s strategic decisions through precise financial forecasting and data analysis. This role will suit someone who thrives on intellectual challenge and innovation, with the opportunity to play a pivotal part in shaping Raylo’s growth trajectory and influence high-stakes decision-making.

You will be responsible for ensuring the financial forecast model remains accurate and flexible as the business scales, highlighting risks and opportunities to plan, and will have a key role in shaping our financial planning processes. You will also analyse financial and non-financial data, working closely with key stakeholders across the business to understand performance drivers and provide valuable, actionable insights.

Your contributions will have a lasting impact. We are a data-driven organisation, and your insights will be essential in shaping strategic decisions that will fuel our growth at this pivotal stage. Over time, your role will expand to include more direct involvement in strategic discussions and commercial analysis, such as running sensitivity analyses to inform new product launches and marketing spend strategies and supporting with setting and tracking divisional budgets. 

Financial Analysis: You’ll maintain and regularly update the financial forecast model following best practices, prepare monthly variance analysis, and support capital allocation decisions by providing precise, actionable financial insights.

Collaborating Across Teams: You’ll work closely with the broader finance team and various departmental heads across geographies, enabling effective decision-making by tracking KPIs consistently and accurately.

Adaptability & Driving Outcomes: Working in a fast-paced, agile environment, you’ll have a key role in shaping Raylo’s financial planning and analysis processes, including by supporting with standardising the budgeting process and improving our variance and KPI reporting to enhance the visibility of financial performance across the business.

Growth & Development: Within 3 months, you’ll be familiar with the financial model, including financial modelling best practices, draft variance analysis and support with board and shareholder communications. By 6 months, you’ll be able to update the financial model and prepare variance analysis and KPI reporting, and by 12 months, you’ll be running sensitivity analyses, tracking divisional budgets, and engaging directly with divisional heads.

This role offers a unique opportunity to impact Raylo’s future growth by joining at an inflection point for the business supporting critical decision-making, with direct exposure to senior leadership and a clear path for professional growth and advancement.

Experience & Background: 2-3 years in a highly analytical finance role within investment banking, asset management, private equity, M&A advisory, or a comparable function, with exposure to startup, tech, or high-growth environments.

Educational Foundation: Bachelor’s degree in a quantitative field such as Finance, Economics, or a STEM discipline (e.g., Engineering, Mathematics, Physics) or equivalent practical experience.

Technical Skills: Proficiency in Excel for complex financial modelling, with experience in balance sheet-driven financial companies or project finance modelling preferred. Familiarity with SQL and Looker is beneficial but not required.

Analytical Rigour: Strong analytical skills, meticulous attention to detail, and a passion for using data-driven insights to support strategic decision-making.

Effective Communication: Ability to convey complex financial insights at different levels of altitude, including to non-financial stakeholders through clear verbal and written communication.

Collaborative Mindset: A proactive, self-sufficient approach to data gathering and a collaborative, team-oriented mindset are essential. You’ll work seamlessly and independently with internal teams and support senior leadership, sharing knowledge openly and adapting to an innovative, results-driven environment.

We’re not looking for you to meet every point on this job description, please still get in touch if you think you could add value and do your best work here at Raylo. We'd love to have a chat and see if you could be a great fit.

Your chance to make an impact. We want what you can bring - what makes you special. Through trust, collaboration and autonomy, you can have an impact right from the off. 

Be part of the change. You will join one of the fastest growing fintech startups, backed by Octopus Ventures, Macquarie and Telefónica, where you can change how people get their tech for good

• 33 days holiday per year (25 days, + an extra 8 days to choose the days that mean most to you)

• Stock options - get a real stake in Raylo’s growth

• Hybrid working environment (London Bridge office)

• Enhanced maternity and paternity leave

• Workplace nursery scheme

• Perkbox membership - hundreds of perks and discounts to support physical, financial and mental wellbeing

• To do your best work, we’ll give you a laptop and a Raylo phone

• Learning budget - we care deeply about investing in your long-term career growth and potential

• Free sustainable breakfast and snacks, every day you’re in the office

• Fun (yet optional) Raylo quarterly socials, plus summer and Christmas parties

Raylo is an equal opportunities employer and we are committed to building a diverse and inclusive work environment where we learn from each other. We welcome people of diverse backgrounds, experiences, abilities and perspectives and believe it adds value to our organisation. Working at Raylo is super fun and we’d love to tell you more about it.